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BBVA Credit Cards (APR of 14.5%)

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BBVA Estratégia Investimento PPR

Recognised with the "RIGHT CHOICE" seal by Deco Proteste in PPR funds with 50% or more in shares.
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This award is the sole responsibility of the entity that awarded it. Learn more at decoproteste.pt/selos.
M3 Investimento PPR

Recognized with the "Best PPR Fund with Risk 5" Award at the Jornal de Negócios/APFIPP Best Funds Awards - 2025.
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This award is the sole responsibility of the entity that awarded it. Learn more at apfipp.pt

The "BBVA Estratégia Investimento PPR" Fund and the "M3 Investimento PPR" Fund are managed by the management company BBVA Fundos - Sociedade Gestora de Fundos de Pensões, S.A., authorized for this purpose and subject to supervision by the Insurance and Pension Funds Supervisory Authority (ASF). The enquiry does not dispense with the legally required pre-contractual and contractual information.

This disclosure is of an advertising nature and is made by BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A., registered with the ASF under code OV-0060, as can be verified on the ASF site, the entity responsible for marketing individual subscriptions to BBVA Pension Funds, as an intermediary for open pension funds, using for this purpose the distribution network of Banco Bilbao Vizcaya Argentaria, S.A. - Portuguese Branch.

It does not imply the provision of any advice, nor does it constitute a legal, tax or other recommendation or advice.

Customer information

Reimbursement of Retirement Savings Plans (“PPR”) for the payment of installments of credit contracts guaranteed by a mortgage on real estate intended for own and permanent habitation

Decree-Law No. 158/2002 of 02/07

Find out about the rules for reimbursing retirement savings plans (PPR) under Article 4(g) of the Legal Framework for Retirement Savings Plans and how to go about reimbursing PPRs under this rule.

Mortgage Loan Support Measures

Decree-Law no. 80-A/2022 of 25/11, in the current wording introduced by Law no. 1/2025 of 6/01.

Decree-Law no. 80-A/2022 of November 25 ceased to be in force on December 31, 2023, with the exception of its article 7, so the exemption from the partial or total early repayment commission in housing loan contracts for the purchase or construction of permanent housing with a variable interest rate remains in force until December 31, 2025.