Go to main content
BBVA Portugal
  • Individuals
  • Companies
  • Activate your login
  • Customer Login Customer Login Login
  • Menu Close
Click enter
Suggestions
    Products
    Home
    • Accounts
      Accounts
      BBVA Account for Domiciliation of Salaries 59 + Account BBVA Account BBVA Maisblue Account BBVA blue Account Minimum Bank Services Account BBVA Base Account
    • Cards
      Cards
      Credit
      • BBVA Deferred Classic
      • BBVA Deferred Gold
      • BBVA Private Card
      Debit
      • BBVA "Agora" Card
      • BBVA "Antes" Top-Up Card
      • BBVA Young Person's "Agora" Card
      • BBVA Young Person's "Antes" Top-Up Card
      Services
    • Term deposits
    • Retirement Solutions
    • Investment funds
    • Multistrategy portfolios
    • Financing
      Financing
      Home Loan Personal Loan Vehicle Loan
    • Insurance
    Online banking
    • Português
    • Español
    • English
    Individuals Companies
    • Home
    • Accounts
      Accounts
      BBVA Account for Domiciliation of Salaries 59 + Account BBVA Account BBVA Maisblue Account BBVA blue Account Minimum Bank Services Account BBVA Base Account
    • Cards
      Cards
      Credit
      • BBVA Deferred Classic
      • BBVA Deferred Gold
      • BBVA Private Card
      Debit
      • BBVA "Agora" Card
      • BBVA "Antes" Top-Up Card
      • BBVA Young Person's "Agora" Card
      • BBVA Young Person's "Antes" Top-Up Card
      Services
    • Term deposits
    • Retirement Solutions
    • Investment funds
    • Multistrategy portfolios
    • Financing
      Financing
      Home Loan Personal Loan Vehicle Loan
    • Insurance
    Click enter
    Suggestions

      Opportunities

      • MB Way

        Making purchases and transfers is easy, instant, and costs nothing. Join now!

      • BBVA accompanies you

        An advisor who handles all your banking matters without having to go to the bank.

      • Secure Mail

        Sign all kinds of documents using your cell phone and computer.

      BBVA Mobile app
      Managing your financial life wherever you are, with the same passwords as on BBVA.pt.
      More info
      Online banking
      Customer Login Customer Login Login
      • Português
      • Español
      • English
      Activate your login
      ADVERTISEMENT
      MM/DD/YYYY

      BBVA 59+ Account

      Get your pension through BBVA, starting at €1500, and enjoy an account for your day to day.

      Get more out of your pension/retirement.

      €4.50/month *
      Account maintenance fee.
      * Plus stamp tax
      Open your account here Talk to us

      Benefits

      BBVA 59+ Account.

      Personalized support from your account manager.

      Free online SEPA + credit transfers.

      Authorized overdraft limit (APR 15.3%).

      Features

      Discover the features of the BBVA 59+ Account.
      • Tailored advantages for your pension.

        For a monthly fixed account maintenance fee you have access to:

        • Unlimited and free Sepa+ credit transfers, made through the BBVA Mobile app or BBVA.pt home banking.
        • Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. 
        • Free direct debiting of your payments, expenses and bills. 
        • Access to the BBVA Consigo service, through which you can enjoy personalized support from your account manager during extended hours from 9 am to 6 pm, through different channels, including video call, email, phone, or chat.
        • Available for direct deposit of pensions above €1500.
        • When you open a BBVA 59+ Account you can enjoy advance payment of your pension through an authorized overdraft of up to 100% of the net value (APR of 15.3%).

        Access to free payment methods:

        • We issue you the BBVA Agora debit card, with no fees for the 1st year;
        • We provide you with a BBVA Antes pre-paid debit card with no annual fee;
        • We provide you with a BBVA Depois Classic or BBVA Depois Gold credit card, with no fees for the 1st year.

      Access Conditions

      Learn how to open a BBVA 59+ Account.
      • Get your pension at BBVA

        BBVA 59+ Account

        •  Individuals who are retired or receiving a pension and have their pension with a net value of €1,500 or more deposited directly into their account. 
        • All monthly account deposits made by electronic bank transfer from the National Pension Center, Civil Servants Pension Fund, or other similar entity, with a value equal to or greater than €1,500 (one thousand five hundred euros) will be considered valid for the direct deposit of a pension. 
        • Sole Proprietorships and Liberal Professionals are expressly excluded from opening this account for the purpose of supporting the exercise of their professional activity. 

      Costs and fees

      See the Costs and Fees of the BBVA 59+ Account.
      • In your BBVA 59+ Account
        • €4.50/month account maintenance fee when you have direct deposit of your pension greater than €1,500 (plus stamp duty).
        • €0 fee for SEPA+ credit transfers, provided they are made through our digital channels.
        • Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. Delivery by "mail" has a cost of €2.25 for postage
        On your cards
        • We give you the BBVA Agora Debit Card with no fees for the 1st year. 
        • We give you a BBVA Antes Pre-paid Card with no annual fee.
        • When you use your debit card with MB Way to send money or make payment you'll pay no fees.
        • We also give you access to one of our BBVA Depois Classic (APR of 15.3%) or BBVA Depois Gold (APR 15.3%) Credit Cards, with no fees for the 1st year.

      Documents

      See here the relevant documentation for the BBVA 59+ Account.
      • List of documents concerning the BBVA 59+ Account
        • Standard information sheet
        • Standardized Information Sheet of the Authorized Overdraft
        • Information Document on Fees
        See also
        • Depositor Information Form
        • Glossary

      Information

      The account is available for all Natural Persons who are retired or receiving a pension and have their monthly income deposited directly into their account by electronic bank transfer from the National Pension Center, Civil Servants' Pension Fund, or another similar entity, with a value equal to or greater than €1,500.00.

      Nominal APR of 11.300%, corresponding to an APR of 15.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, corresponding to an interest of €42.39, plus €1.71 stamp duty and €9.54 credit use tax, and no interest charged for amounts lower than €0.50.

      The amounts shown include taxes to applicable legal fees.

      BBVA Online Banking

      Everything you need most, without having to go to the bank.

      Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.
      More info

      Contact us

      BBVA Helpline

      Your bank always on hand

      +351 21 391 14 16

      (calls to
      national landline)

      More on the BBVA Helpline
      BBVA Customer Support

      For those who prefer email

      apoio.clientes@bbva.com

      Your question will be promptly answered or forwarded.

      Contact us via email

      BBVA Replies

      Via the form

      BBVA Replies will answer you

      For those who prefer not to send an email.

      Fill out the form

      Branch network

      Visit us in person

      BBVA Branches

      Find your nearest BBVA branch.

      BBVA Branch Network
      Offer valid for the current month
      1. Accounts
      2. 59 + Account
      Footer
      • You may also be interested in

        • Private banking
        • Online Banking
        • Accounts
        • Cards
        • Savings and investment
        • Financing
        • Insurance
      • Customer information

        • About us
        • Information on non-compliance
        • Dispute Settlement
        • Quality and Complaints
        • MiFID
        • Shareholder Engagement
        • Sustainability
      • Other BBVA websites

        • BBVA Careers
        • BBVA Newsroom
        • BBVA Research
        • My Pension
        • BBVA Asset Management
        • Portfolios
      • Need help?

        Already familiar?
        Security Recommendations

        In case of an emergency concerning cards, use the BBVA Net and Cards Helpline.

        BBVA Branch Network.

        Customer Support
      Logo
      Legal information
      Secure connection
      Cookies
      Privacy Policy
      Payment services
      Complaints Register
      BBVA Portugal Price List
      • Português
      • Español
      • English

      © 2022 Banco Bilbao Vizcaya Argentaria S.A. - Portugal Branch

      Creating Opportunities