BBVA 59+ Account
Get more out of your pension/retirement.
Benefits
BBVA 59+ Account.
Personalized support from your account manager.
Free online SEPA + credit transfers.
Authorized overdraft limit (APR 15.3%).
Features
-
Tailored advantages for your pension.
For a monthly fixed account maintenance fee you have access to:
- Unlimited and free Sepa+ credit transfers, made through the BBVA Mobile app or BBVA.pt home banking.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking.
- Free direct debiting of your payments, expenses and bills.
- Access to the BBVA Consigo service, through which you can enjoy personalized support from your account manager during extended hours from 9 am to 6 pm, through different channels, including video call, email, phone, or chat.
- Available for direct deposit of pensions above €1500.
- When you open a BBVA 59+ Account you can enjoy advance payment of your pension through an authorized overdraft of up to 100% of the net value (APR of 15.3%).
Access to free payment methods:
- We issue you the BBVA Agora debit card, with no fees for the 1st year;
- We provide you with a BBVA Antes pre-paid debit card with no annual fee;
- We provide you with a BBVA Depois Classic or BBVA Depois Gold credit card, with no fees for the 1st year.
Access Conditions
-
Get your pension at BBVA
BBVA 59+ Account
- Individuals who are retired or receiving a pension and have their pension with a net value of €1,500 or more deposited directly into their account.
- All monthly account deposits made by electronic bank transfer from the National Pension Center, Civil Servants Pension Fund, or other similar entity, with a value equal to or greater than €1,500 (one thousand five hundred euros) will be considered valid for the direct deposit of a pension.
- Sole Proprietorships and Liberal Professionals are expressly excluded from opening this account for the purpose of supporting the exercise of their professional activity.
Costs and fees
-
In your BBVA 59+ Account
- €4.50/month account maintenance fee when you have direct deposit of your pension greater than €1,500 (plus stamp duty).
- €0 fee for SEPA+ credit transfers, provided they are made through our digital channels.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. Delivery by "mail" has a cost of €2.25 for postage
On your cards- We give you the BBVA Agora Debit Card with no fees for the 1st year.
- We give you a BBVA Antes Pre-paid Card with no annual fee.
- When you use your debit card with MB Way to send money or make payment you'll pay no fees.
- We also give you access to one of our BBVA Depois Classic (APR of 15.3%) or BBVA Depois Gold (APR 15.3%) Credit Cards, with no fees for the 1st year.
Documents
-
List of documents concerning the BBVA 59+ AccountSee also
Information
The account is available for all Natural Persons who are retired or receiving a pension and have their monthly income deposited directly into their account by electronic bank transfer from the National Pension Center, Civil Servants' Pension Fund, or another similar entity, with a value equal to or greater than €1,500.00.
Nominal APR of 11.300%, corresponding to an APR of 15.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, corresponding to an interest of €42.39, plus €1.71 stamp duty and €9.54 credit use tax, and no interest charged for amounts lower than €0.50.
The amounts shown include taxes to applicable legal fees.
BBVA Online Banking
Everything you need most, without having to go to the bank.
Contact us
BBVA Helpline
Your bank always on hand
+351 21 391 14 16
(calls to
national landline)
BBVA Customer Support
For those who prefer email
apoio.clientes@bbva.com
Your question will be promptly answered or forwarded.
BBVA Replies
Via the form
BBVA Replies will answer you
For those who prefer not to send an email.
