BBVA 59+ Account

Get your pension through BBVA, starting at €1500, and enjoy an account for your day to day.

Get more out of your pension/retirement.

€3/month*
Account maintenance fee.

Benefits

BBVA 59+ Account.

Personalized support from your account manager.

Free online SEPA + credit transfers.

Authorized overdraft limit (APR 15.3%).

Features

Discover the features of the BBVA 59+ Account.
  • Tailored advantages for your pension.

    For a monthly fixed account maintenance fee you have access to:

    • Unlimited and free Sepa+ credit transfers, made through the BBVA Mobile app or BBVA.pt home banking.
    • Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. 
    • Free direct debit of your payments, expenses, and bills. 
    • Access to the BBVA Consigo service, through which you can enjoy personalized support from your account manager during extended hours from 9 am to 6 pm, through different channels, including video call, email, phone, or chat.
    • Available for direct deposit of pensions above €1500.
    • When you open a BBVA 59+ Account you can enjoy advance payment of your pension through an authorized overdraft of up to 100% of the net value (APR of 15.3%).

    Access to free payment methods:

Access Conditions

Learn how to open a BBVA 59+ Account.
  • Get your pension at BBVA

    BBVA 59+ Account

    •  Individuals who are retired or receiving a pension and have their pension with a net value of €1,500 or more deposited directly into their account. 
    • All monthly account deposits made by electronic bank transfer from the National Pension Center, Civil Servants Pension Fund, or other similar entity, with a value equal to or greater than €1,500 (one thousand five hundred euros) will be considered valid for the direct deposit of a pension. 
    • Sole Proprietorships and Liberal Professionals are expressly excluded from opening this account for the purpose of supporting the exercise of their professional activity. 

Costs and fees

See the Costs and Fees of the BBVA 59+ Account.
  • In your BBVA 59+ Account
    • €3/month account maintenance fee when you have direct deposit of your pension greater than €1,500 (plus stamp duty).
    • €0 fee for SEPA+ credit transfers, provided they are made through our digital channels.
    • Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. Delivery by "mail" has a cost of €2.25 for postage
    On your cards
    • We give you the BBVA Agora Debit Card with no fees for the 1st year
    • We give you a BBVA Antes Pre-paid Card with no annual fee.
    • When you use your debit card with MB Way to send money or make payment you'll pay no fees.
    • We also give you access to one of our BBVA Depois Classic (APR of 15.3%) or BBVA Depois Gold (APR 15.3%) Credit Cards, with no fees for the 1st year.

Documents

See here the relevant documentation for the BBVA 59+ Account.

Information

The account is available for all Natural Persons who are retired or receiving a pension and have their monthly income deposited directly into their account by electronic bank transfer from the National Pension Center, Civil Servants' Pension Fund, or another similar entity, with a value equal to or greater than €1,500.00.

Nominal APR of 11.300%, corresponding to an APR of 15.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, corresponding to an interest of €42.39, plus €1.71 stamp duty and €9.54 credit use tax, and no interest charged for amounts lower than €0.50.

The amounts shown include taxes to applicable legal fees.

BBVA Online Banking

Everything you need most, without having to go to the bank.

Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.

Contact us

BBVA Helpline

Your bank always on hand

707 256 256

+351 21 391 14 16
(from abroad)

BBVA Customer Support

For those who prefer email

apoio.clientes@bbva.com

Your question will be promptly answered or forwarded.

BBVA Responde

Through the form

BBVA Responde will answer you

For those who prefer not to send an email.

Branch network

Visit us in person

BBVA Branches

Find out where to find a BBVA Agency near you.