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      Sustainable Personal Credit

      The credit that gives you and the planet special conditions

      Make your life more efficient and contribute to a greener and fairer future.

      • Fixed interest rate of 3.500%.
      • Financing from €2,500 to €50,000.
      • Environmentally friendly and your wallet.
      Talk to us

      Start your energy transition today

      Invest in products that will allow you to reduce energy consumption and increase savings in the future. Take advantage of the excellent interest rate that BBVA, in partnership with BBVA Consumer Finance, has for you

      Simulation example
      Amount € 5,000


      € 2,500
      minimum amount
      €50,000
      maximum amount
      Term 72 months


      12 months
      minimum term
      72 months
      deadline
      Monthly benefit € 77.41
      TAN: 3.500% APR: 5.8%
      Total Amount Imputed to the Consumer of € 5,855.52

      This financing gives you access to several categories of products

      • Home appliances

        Class A (baby)
      • Electric mobility

        Electric bikes and scooters. 
      • Products for works

        That improve the energy efficiency of your home.
      • Other products

        That promote the reduction of energy and CO2 consumption
      Products included in this credit:
      Refrigerators, stoves, washing machines, boilers, water heaters, heat pumps, solar panels, photovoltaic panels, efficient windows, thermal insulation, electric scooters, and more.

      Conditions and Advantages

      Take an in-depth look at the conditions and advantages that the Crédito Pessoal Sustentável personal loan has for you.
      • Your sustainable projects can be a reality.

        Crédito Pessoal Sustentável personal loan (5.8% APR)

        The BBVA, together with BBVA Consumer Finance, have a Sustainable Personal Credit for themselves that will contribute to the sustainability of the planet and its portfolio.

        Get a flexible solution that adapts to your needs:

        • Fixed interest rate: 3.500%
        • Amount: from €2,500 up to €50,000 with the option of including contract costs.
        • Term: from 12 to 72 months.
        • Approval in 24 hours.
        • Available for purposes related to sustainability and energy efficiency.
        • No compulsory insurance.

        Direct debit payments must be made through a BBVA account.

      Documents

      See the relevant documentation for the personal loan Crédito Pessoal Sustentável.
      • Documentation concerning the personal loan Crédito Pessoal Sustentável
        • Rights and obligations on the consumer credit
        • Information on Mandatory Consumer Information Regarding Credit Intermediary Activity (BBVA Consumer Finance)

      Information

      Banco Bilbao Vizcaya Argentaria, SA - Branch in Portugal acts as a credit intermediary, without exclusivity and without powers of representation of the creditor, BBVA Consumer Finance. The terms of the credit agreements will be assigned by BBVA Consumer Finance. 5.8% APR. Example for contract Personal Credit to 72 months. Financed Amount of € 5,000, repaid in 72 constant monthly installments of € 77.41, fixed rate, TAN 3.500%, APR 5.8%. Total Amount Imputed to the Consumer of € 5,855.52. Includes Commission for Opening a Contract in the amount of € 150. Campaign valid until 06/30/2021. Proposal subject to approval by BBVA Consumer Finance. For more information, consult BBVA Consumer Finance. BBVA Consumer Finance corresponds to a trade name of BBVA Institucional Financeira de Crédito SA, a credit institution authorized to carry out the activity of granting credit.

      BBVA Commitment 2025: the path of sustainability

      The BBVA Group has been progressively aligning its activity with the Paris Agreement, the historic convention approved in 2015 by 195 countries that recommends measures to reduce greenhouse gas emissions starting in 2020 and establishes goals and measures to decarbonize economies over the next three decades.
      More info

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