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      BBVA Depois Classic Credit Card (14.5% APR*)

      Pay for all your purchases with total flexibility and security.

      BBVA Depois Classic Credit Card

      Convenience and security in a single credit card.

      • Flexible payments.
      • Free insurance package.
      • Featuring Contactless technology.
      • Option to block and unblock features on the Card.
      Talk to us
      Request this card
      Turn your on your credit card whenever you like!
      Now, on the BBVA mobile app and at BBVA.pt, you can temporarily block and unblock features on your Credit Card. 
      See more
      BBVA Club + advantages

      The BBVA Credit Card gives you access to more than 200 brands with exclusive discounts of up to 50%, in a wide selection of categories.

      The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA account linked with the BBVA Credit Card.

      You only have to be active on the Digital Channels.

      More information on the BBVA Club + advantages

      Advantages

      See the advantages of the BBVA Depois Classic Credit Card.
      • Enjoy the advantages that BBVA has for you.

        BBVA Depois Classic Credit Card

        • Free Credit Card activation when you spend over €3,500/year, or €20/year (stamp duty included) when you spend less.
        • More security for all your online purchases with Secure Pay.
        • Option of paying in installments for one-off purchases above €50.
        • Features Contactless technology, allowing you to make purchases of up to €50 simply by touching the payment terminal and without entering a PIN.
        • Make your purchases without worrying about how much money you have in your demand account.
        • The card's available spending limit ranges from €3,000 to €5,000.
        • Flexibility to change the payment modality.
        • Enjoy a Free package of insurance plans. Find out about the coverages of these insurance plans in detail.
        • It allows you to carry out your transactions at any establishment of the VISA/Multibanco network all around the world and online.
        • Check every transaction made through a detailed statement or on BBVA.pt or on the BBVA Mobile app.
        • Sustainable and environmentally friendly, produced using recycled materials (99% recycled PVC)

      Flexible payments

      Decide how you want to pay for your purchases with the BBVA Depois Classic Credit Card.
      • Make payments on your accounts with total flexibility and security.

        BBVA Depois Classic Credit Card

        With the BBVA Depois Classic card, you can choose: 

        • Pay 100% of the amount on the statement.
        • Choose to pay 10%, 15%, 30%, or 50% of the amount on the statement.

        Customize how you pay for certain purchases above €50 using the Installments modality, where: 

        • The monthly installment can never be under €10.
        • The installments are settled on the 5th of each month or on the following business day.
        • You can decide between 3 and 36 monthly installments.
        • You can pay in installments, regardless of the payment modality (total or partial) you choose. The cost associated with paying in installments is less than the APR of your card (14.5% APR).
        • Do it conveniently at any time on BBVA.pt.

      Insurance

      Protection for your BBVA Classic Credit Card.
      • Free insurance package

        Coverages BBVA Depois Classic Credit Card

      COVERAGE CAPITAL TRANSACTION LIMIT PURPOSE
      COVERAGE
      Death or total permanent disability in the event of an accident while traveling
      CAPITAL
      €1,000.00
      TRANSACTION LIMIT
       
      PURPOSE
       
      COVERAGE
      ATM theft
      CAPITAL
      €800.00
      TRANSACTION LIMIT
      €400.00
      PURPOSE
      €30.00
      Take an in-depth look at the insurance coverages of the BBVA Depois Classic card.

      Documents

      See the documentation related to the BBVA Depois Classic Card.
      • List of documents of the BBVA Depois Classic Credit Card
        • General Terms and Conditions
        • Standardized Information Sheet of the BBVA Depois Classic Card

      Information

      Use credit responsibly and within the limits of your financial capacity.

      BBVA Depois Classic Card – APR of 14.5% and Nominal APR of 12.5% for a 3,000 euro credit paid in 12 months, including the credit card activation fee of 20 euros/year (stamp duty included) and other legal taxes in force.

      * See the definition of APR (Annual Percentage Rate) and Nominal APR.

      BBVA Net and Cards Helpline
      In the event of loss/theft of your Card, contact us via the BBVA Net e Cartões Helpline 800 208 208 free of charge (+351 213 911 411 from abroad - national landline call), 24 hours a day, 7 days a week, or speak with your account manager.
      More info

      Do you need more information?

      Yes, to apply for the BBVA Depois Classic card, you must have a demand account.

      The credit card activation fee is €20 (including stamp duty). However, you may be exempt from paying this fee if you spent at least €3,500 in the previous twelve months. 

      Fees may apply for:

      • Cash advance on credit;
      • Payments at gas stations;
      • Payments in currency other than Euro.

      See the BBVA price list for details on these fees (chapter: 3.4. Card Operations).

      Yes, you can do it on BBVA.pt. If the operation is carried out up to 48 working hours before the statement is closed, the change is applied to the statement. Otherwise, it takes effect on the following month's statement.

      On the BBVA Mobile app or BBVA.pt, you can consult the card's transactions and learn what the amount will be settled in the statement. You also have access to the detailed card statement using the same channels.

      The payment of the statement amount is always made 20 days after its closing (or on the next business day), and you can choose one of the four available dates that best suits you, i.e. 2, 9, 18, or 26

      BBVA Online Banking

      Everything you need most, without having to go to the bank.
      Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.
      More info

      Contact us

      BBVA Helpline

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      +351 21 391 14 16

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      national landline)

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      apoio.clientes@bbva.com

      Your question will be promptly answered or forwarded.

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