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      • MB Way

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      After Gold BBVA Credit Card (15.3% APR*)

      A prestigious credit card to pay for your purchases.

      BBVA Depois Gold credit card

      A prestigious credit card to pay for your purchases.

      • Credit limit up to €25,000. 
      • Travel accident insurance up to €200,000.
      • Featuring Contactless technology.
      Talk to us
      Request this card
      A more sustainable card that helps take care of the planet.
      A new card, with all the features, made of recycled materials (86% recycled PVC).
      BBVA Club + advantages

      The BBVA Credit Card gives you access to more than 200 brands with exclusive discounts of up to 50%, in a wide selection of categories.

      The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA account linked with the BBVA Credit Card.

      You only have to be active on the Digital Channels.

      More information on the BBVA Club + advantages

      Advantages

      See the advantages of the BBVA Depois Gold Credit Card.
      • Enjoy advantages when paying for your purchases.

        BBVA Depois Gold Credit Card.

        • Free Credit Card activation when you spend over €5,000/year, or €72.50/year (stamp duty included) when you spend less.
        • Available spending limit from €7,000 up to €25,000.
        • Maximum security in all your online purchases with Secure Pay.
        • Allows you to split the payment for one-time purchases of more than €50.
        • Features Contactless technology, allowing you to make purchases of up to €50 simply by touching the payment terminal and without entering a PIN.
        • Make your purchases without worrying about how much money you have in your demand account.
        • Flexibility to change the payment modality.
        • Free package of Insurance plans. Find out about the coverages of these insurance plans in detail.
        • It allows to carry out your transactions at any establishment of the VISA/Multibanco network all around the world and online.
        • Consultation of operations in detailed statement, on BBVA.pt, or on the BBVA Mobile app.

      Flexible payments

      Decide how you want to pay for your purchases with BBVA Depois Gold Credit Card.
      • Make payments on your accounts with total flexibility and security.

        BBVA Depois Gold credit card

        With the BBVA Depois Gold card, you can opt for: 

        • Pay 100% of the amount on the statement.
        • Choose to pay 10%, 15%, 30%, or 50% of the amount on the statement.
        • Customize how you pay for certain purchases above €50 using the Installments modality, where:
          • The monthly installment can never be under €10.
          • The installments are settled on the 5th of each month or on the following business day.
          • You can decide between 3 and 36 monthly installments.
          • You can make your card payments in installments, regardless of the payment modality (total or partial) of your card. The cost associated with paying in installments is less than the APR of your card (APR of 15.3%).
          • You can split up your payments on BBVA.pt.

      Insurance

      Protection of your BBVA Depois Gold Credit Card.
      • Free insurance package

        BBVA Depois Gold Credit Card coverages

      COVERAGE CAPITAL TRANSACTION LIMIT PURPOSE
      COVERAGE
      Death by accident, absolute permanent disability by accident, or permanent disability by accident
      CAPITAL
      €200,000
      TRANSACTION LIMIT
      In accordance with specific conditions
      PURPOSE
      In accordance with specific conditions
      COVERAGE
      Expenses justified by the hijacking of the means of transport
      CAPITAL
      €6,000
      TRANSACTION LIMIT
       
      PURPOSE
       
      COVERAGE
      Refund on purchases
      CAPITAL
      €6,000
      TRANSACTION LIMIT
       
      PURPOSE
       
      COVERAGE
      ATM theft
      CAPITAL
      €800
      TRANSACTION LIMIT
      €100
      PURPOSE
      €30
      COVERAGE
      Travel assistance
      CAPITAL
      Included
      TRANSACTION LIMIT
      In accordance with specific conditions
      PURPOSE
      In accordance with specific conditions
      Take an in-depth look at insurance coverage of the BBVA Depois Gold card.

      Documents

      See the documentation related to the BBVA Depois Gold Card here.
      • List of documents of the BBVA Depois Gold Credit Card
        • General Terms and Conditions
        • See the Standardized Information Sheet of the BBVA Depois Gold Card

      Information

      Use credit responsibly and within the limits of your financial capacity.

      After After BBVA Card – APR of 15.3% and TAN of 11.7% for a credit of 7,000 euros paid in 12 months, including a credit card commission of 72.5 euros/year (stamp duty included) and other legal taxes in force.

      * See the definition of APR (Annual Percentage Rate) and Nominal APR.

      BBVA Net and Cards Helpline
      In the event of loss/theft of your Card, contact us via the BBVA Net e Cartões Helpline 800 208 208 free of charge (+351 213 911 411 from abroad - national landline call), 24 hours a day, 7 days a week, or speak with your account manager.
      More info

      Do you need more information?

      Yes, to apply for the BBVA Depois Gold card, you must have a demand account.

      The credit card activation fee is €72.50 (including stamp duty). However, you may be exempt from paying this fee if you spent at least €5,000 in the previous twelve months. 

      Fees may apply for:

      • Cash advance on credit;
      • Payments at gas stations;
      • Payments in currency other than Euro.

      See the BBVA price list for details on these fees (chapter: 3.4. Card Operations).

      Yes, you can do it on BBVA.pt. If the operation is carried out up to 48 working hours before the statement is closed, the change is applied to the statement. Otherwise, it takes effect on the following month's statement.

      On the BBVA Mobile app or BBVA.pt, you can consult the card's transactions and learn what the amount will be settled in the statement. You also have access to the detailed card statement using the same channels.

      The payment of the statement amount is always made 20 days after its closing (or on the next business day), and you can choose one of the four available dates that best suits you, i.e. 2, 9, 18, or 26

      BBVA Online Banking

      Everything you need most, without having to go to the bank.

      Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.
      More info

      Contact us

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