BBVA Depois Gold Credit Card (14.5% APR)

A prestigious credit card to pay for your purchases.

  • Credit limit up to €25,000.00.
  • Travel accident insurance up to €200,000*;
  • Option to block and unblock features on the card.

BBVA Club + advantages

The BBVA Credit Card gives you access to more than 200 brands with exclusive discounts of up to 50% in a wide selection of categories.

The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA account linked with the BBVA Credit Card.

You only have to be active on the Digital Channels.

Add your BBVA Credit Card to your digital wallet

Now you can add your BBVA Credit Card to your Apple or Google Pay digital wallet and make all your payments using your cell phone or smartwatch. All in a safe and practical way.

 

Advantages

See the advantages of the BBVA Depois Gold Credit Card.
  • Enjoy advantages when paying for your purchases.

    BBVA Depois Gold credit card

    • Exemption from credit card fee if you use more than €5,000/year. For lesser amounts, the commission is €72.50/year (Stamp Tax included).
    •  Available limit from €7,000 to €25,000 for you to make purchases without worrying about how much money you have in your demand account.
    • Maximum security for all your online purchases, with 3-D Secure technology.
    • Option to block and unblock features on the card.
    • Ease of checking your PIN in your private area at BBVA.pt or on the BBVA mobile app whenever you need it.
    • Free insurance package*. Learn about the coverage in detail.
    • It allows you to carry out your transactions at any establishment of the VISA network all around the world and online.
    • Possibility of consulting all operations carried out on our Digital Channels.
    • With contactless technology and produced using recycled materials (99% recycled PVC).

Flexible payments

Decide how you want to pay for your purchases with BBVA Depois Gold Credit Card.
  • Make payments on your accounts with total flexibility and security.

    BBVA Depois Gold credit card

    The Credit Card that allows you to:

    • Choose the payment method (partial or total). You can pay 10%, 15%, 30%, 50%, or 100% of the amount on your statement.
    • Pay for your purchases in up to 50 days without interest.
    • Pay in installments (APR 12.8%) for purchases above €50 using the Installments option, with payments from €10/month over 3 to 36 months.
     
    Example for a 12-month term and an initial amount of €1,000: the monthly payment, based on an APR of 12.8%, would be €88.79, resulting in a total amount of €1,065.51.
     
    • The installments are settled on the 5th of each month or on the following business day.
    • You can pay in installments, regardless of the payment modality (total or partial) you choose. The cost associated with paying in installments is less than the APR of your card (14.5% APR).
    • Do it conveniently at any time in your private dashboard on BBVA.pt. 

Insurance

Protection of your BBVA Depois Gold Credit Card.
  • Free insurance package*

    BBVA Depois Gold Credit Card coverages

COVERAGE CAPITAL TRANSACTION LIMIT PURPOSE
COVERAGE
Death by accident, absolute permanent disability by accident, or permanent disability by accident
CAPITAL
€200,000
TRANSACTION LIMIT
In accordance with specific conditions
PURPOSE
In accordance with specific conditions
COVERAGE
Expenses justified by the hijacking of the means of transport
CAPITAL
€6,000
TRANSACTION LIMIT
 
PURPOSE
 
COVERAGE
Refund on purchases
CAPITAL
€6,000
TRANSACTION LIMIT
 
PURPOSE
 
COVERAGE
ATM theft
CAPITAL
€800
TRANSACTION LIMIT
€100
PURPOSE
€30
COVERAGE
Travel assistance
CAPITAL
Included
TRANSACTION LIMIT
In accordance with specific conditions
PURPOSE
In accordance with specific conditions

Take an in-depth look at insurance coverage of the BBVA Depois Gold card.

*Does not exempt pre-contractual and contractually required information inquiries.

Documents

See the documentation related to the BBVA Gold Depois Credit Card here.

Information

14.5% APR

Use credit responsibly and within the limits of your financial capacity. Subject to BBVA approval.

BBVA Depois Credit Card – APR of 14.5% and Nominal APR of 11.70% for credit of €7,000 paid over 12 months, including a credit card fee of €72.50/year (stamp duty included) and other applicable legal taxes. 

12.8% APR for the Split Payments option, with a credit limit of €1,000, repayment over 12 months, and nominal APR of 10.000%.

* See the definition of APR (Annual Percentage Rate) and Nominal APR.

BBVA Net and Cards Helpline

In the event of loss/theft of your Card, contact us via the BBVA Net e Cartões Helpline 800 208 208 free of charge (+351 213 911 411 from abroad - national landline call), 24 hours a day, 7 days a week, or speak with your account manager.

Do you need more information?

BBVA Online Banking

Everything you need most, without having to go to the bank.
Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.

Contact us

BBVA Helpline

Your bank always on hand

+351 21 391 14 16

(calls to
national landline)

BBVA Customer Support

For those who prefer email

apoio.clientes@bbva.com

Your question will be promptly answered or forwarded.

BBVA Replies

Via the form

BBVA Replies will answer you

For those who prefer not to send an email.

Branch network

Visit us in person

BBVA Branches

Find your nearest BBVA branch.