Retirement solutions

Because retirement is a very important stage in life, we should start to plan for it early.

Retirement Solutions

BBVA Poupança Reforma Plans
BBVA Open pension funds

It is important to save for your retirement.

Discover the different alternatives we have for you, starting at €25/month.

Every month, little by little, and without burdening your financial responsibilities, supplement your pension through a flexible long-term savings plan that is suits your needs.

Plan your future!

BBVA Estratégia Capital PPR
A Retirement Savings Pension Fund that seeks to protect assets through an active approach to investments in global bond markets with high liquidity, focused on diversification and risk control.
- Fund flyer
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BBVA Estratégia Acumulação PPR
A Retirement Savings Pension Fund that aims to increase capital through an active approach to investments in global bond and stock markets with high liquidity, focused on diversification and risk control.
- Fund flyer
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BBVA Estratégia Investimento PPR
A Retirement Savings Pension Fund that aims to increase capital through an active approach to investments in global stock markets with high liquidity, focused on diversification and risk control.
- Fund flyer
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There are no results

Design your retirement with someone who knows how!

Open Pension Funds, available from €25/month.

Active and flexible management solutionsthat allow you to generate increasing long-term savings and that will give you the comfort you need for retirement.

Every month, little by little, supplement your retirement starting at €25/month.

Design your retirement with someone who knows how!

BBVA Multiativo Moderado
The Fund aims to increase capital in the medium/long term through a flexible investment strategy focused on diversification and risk control, by investing global bond and stock markets.
- Fund flyer
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BBVA Multiativo Conservador
The Fund aims to increase capital in the medium/long term through a flexible investment strategy focused on diversification and risk control, by investing in global bond and stock markets.
- Fund flyer
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BBVA Sustainable Moderate ISR
BBVA Sustentável Moderado ISR is designed for medium/long term growth through a flexible approach to investments, focused on diversification and risk control. It invests in global bond and equity markets directly or indirectly through UCITS units, with different strategies, including absolute return strategies.
- Fund flyer
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There are no results

Taxation and liquidity conditions

Retirement Savings Plans (PPR) vs. Open Pension Funds (FPA).

Warnings to the investor

There is no capital or revenue guarantee in the following BBVA pension funds.
In BBVA Open Pension Funds, Multiativo Conservador, BBVA Multiativo Moderado, and BBVA Sustentável Moderado ISR, redemptions are only allowed under the legally prescribed conditions. In the case of BBVA Reforma Poupança Funds, BBVA Estratégia Capital PPR, BBVA Estratégia Acumulação PPR, and BBVA Estratégia Investimento PPR, redemptions are allowed at any time, subject to the applicable tax penalty and redemption fee, as defined in the Key Investor Information and in the Management Regulations, in accordance with the legal terms.
Subscription and redemption fees may apply.

BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A., under code OV-0060 and registered with the Insurance and Pension Funds Supervisory Authority (ASF), as evidenced on the ASF website, is the entity responsible for marketing the BBVA Pension Funds, as broker of open pension funds, using the distribution network of Banco Bilbao Vizcaya Argentaria SA, Portugal Branch. Key Investor Information and Management Regulations are available at any BBVA Branch, on www.bbvaassetmanagement.com/pt, www.bbva.pt, and www.asf.com.pt.

Why BBVA Reforma retirement solutions?

How do you see yourself tomorrow? BBVA Reforma Solutions are a savings vehicle to help you can save little by little, month after month, and secure a more comfortable future for your retirement without having to change your current and future habits.