Personal Loan (12.4% APR*)

Make your projects a reality.

A partnership between BBVA and BBVA Consumer Finance.
  • Up to €30,000, with the option of including contract costs.
  • Financing term from 12 to 72 months.
  • Approval in 24 hours.

Make plans... and make them happen.

Find out about the conditions we have for you, together with BBVA Consumer Finance, so that you can realize those projects you've always dreamed of.

Conditions and Advantages

Take an in-depth look at the conditions and advantages that Personal Loan offers you.

  • Make your projects a reality.

    Personal Loan (12.4% APR)

    The BBVA, together with BBVA Consumer Finance, provides you with a Personal Loan solution that allows you make your projects a reality, simply and quickly.

    Get a flexible solution that adapts to your needs:

    • Amount: up to €30,000, with the option of including contract costs.
    • Term: from 12 to 72 months.
    • Approval in 24 hours.
    • Available for various purposes: expenses related to general consumer goods or services. Expenses related to education, healthcare, energy transition, and equipment leasing are excluded.
    • No compulsory insurance.
    • Homebanking Consumer Finance : Access various functions and manage your contracts conveniently, quickly, securely and online. Make all kinds of enquiries and requests, 24 hours a day and from anywhere with Internet access.

Documents

See the relevant documentation for a Personal Loan.

Information

(APR of 12.4%)

Banco Bilbao Vizcaya Argentaria S.A., Portugal Branch (BBVA), registered with the Bank of Portugal under code IF 19 and with the CMVM under number 383, acts as a qualified and authorized entity to provide credit brokerage services, without exclusivity and without powers of representation for BBVA Instituição Financeira de Crédito S.A., registered with the Bank of Portugal under code IF 800 (BBVA Consumer Finance).

The APR of 12.4% is calculated on the basis of a Nominal APR of 10.375% (Fixed Rate). The APR includes Stamp Tax of €528. Includes a €200 Contract Arrangement Fee. Example of a personal loan contract with no specified purpose, amount financed of €30,000 over 72 months, monthly installment of €567.80.

Total amount charged to the consumer of €41,609.60. Campaign valid until 06/30/2026. Proposal subject to solvency analysis and approval by BBVA Consumer Finance.

* See the definition of APR (Annual Percentage Rate) and Nominal APR.

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