BBVA Ordenado Domiciliação Account
Get more out of your paycheck.
Benefits
BBVA Ordenado Domiciliação Account
Free online SEPA + credit transfers.
Personalized support from your account manager.
Authorized overdraft limit (APR 15.3%).
Features
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An account full of advantages.
For a monthly fixed account maintenance fee you have access to:
- Unlimited and free SEPA+ credit transfers made through the BBVA Mobile app or BBVA.pt Home banking.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking.
- Access to the BBVA Consigo service, through which you enjoy can personalized support from your account manager during extended hours, from 9 am to 6 pm, through different channels, including video call, email, phone, or chat.
- Available for direct deposit of salary/income above €1,500.
- When you open a BBVA Ordenado Domiciliação Account you can enjoy advance payment of your salary/income through an authorized overdraft of up to 100% of the net value (APR of 15.3%).
Access to free payment methods:
- We provide you with the BBVA Agora debit card, with no fees for the 1st year;
- Issuance of a BBVA Antes pre-paid debit card, with no annual fees;
- Issuance of a BBVA Depois Classic or Depois Gold Credit Card with no fees for the 1st year.
Access Conditions
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Get more out of your paycheck.
BBVA Ordenado Domiciliação Account
- This BBVA Domiciliação Ordenado Account is available to individuals, employees or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck or from their self-employed work (income), which accounts for all monthly deposits made by electronic bank transfer from an employer's account, of a value equal to or greater than €1,500.
- The first validation of the salary / income domiciliation starts after the month following the date of opening the account.
Costs and fees
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In your BBVA Domiciliation Account
- €3/month account maintenance fee when you have direct deposit of your salary/income greater than €1,500.00. A stamp duty is also applied to this fee.
- €0 fee for SEPA + credit transfers, provided they are made through our digital channels.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. Delivery by "mail" has a cost of €2.25 for postage.
On your cards- We provide you with an Agora BBVA Debit Card, exempt from the 1st annual fee.
- We offer you a Rechargeable Before BBVA Card, free of annual fees.
- When using your BBVA debit card on MB Way to send money or make your payments, you do not pay commissions.
- We also give you access to one of our BBVA Depois Classic (APR of 15.3%) or BBVA Depois Gold (APR 15.3%) Credit Cards, with no fees for the 1st year.
Documents
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BBVA Domiciliation Ordained Account Documentation:See also:
Information
This account is available to individuals, employees, or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck (the "Salary") or from their self-employed work (the "Income"), of a value equal to or greater than EUR 1,500.00.
Excluding personal use by business owners and self-employed professionals as support for their professional activity.
Nominal APR of 11.300%, corresponding to an APR of 15.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, which has €42.39 in interest, plus a €1.71 stamp duty and a €9.54 credit use tax, with no interest charged for amounts less than €0.50.
The amounts shown include taxes to applicable legal fees.
BBVA Online Banking
Everything you need most, without having to go to the bank.