BBVA Account for Domiciliation of Salaries
Get more out of your paycheck.
Have your monthly salary/income of at least €1,500 paid into your account to enjoy a package account full of benefits:
- Personalized support from your account manager;
- Account package maintenance fee: €4.50 / month (plus stamp duty);
- Free online SEPA + credit transfers.
- Access to Overdraft (APR 14.3%).
BBVA Club + advantages
The BBVA Ordenado Domiciliação account (for salaries/income over €1,500/month) gives you access to more than 200 brands with exclusive discounts of up to 50% in a wide selection of categories.
The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA demand deposit account.
You only have to be active on the Digital Channels.
Features
Discover the features of the BBVA Direct Debit Order Account.
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A package account full of benefits.
For a monthly fixed package account maintenance fee (€4.50 / month) you have access to:
- Unlimited and free SEPA+ credit transfers made through the BBVA Mobile app or BBVA.pt Home banking.
- Available for direct deposit of salary/income above €1,500.
- When you open a BBVA Ordenado Domiciliação account you can enjoy advance payment of your salary/income through an authorized overdraft of up to 100% of the net value (14.3% APR).
Access to free payment methods:
- Issuance of a BBVA Agora Debit Card, with no Debit Card activation fee for the first year.
- Issuance of a BBVA Antes Pre-paid Debit Card, with no Debit Card activation fee.
- Issuance of a BBVA Credit Card, Depois Classic or Depois Gold (14.5% APR), with no credit Card issuance fee for the first year.
Access Conditions
Learn how to access your BBVA Domiciliação Ordenado Account.
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Get more out of your paycheck.
BBVA Account for Domiciliation of Salaries
- This BBVA Domiciliação Ordenado Account is available to individuals, employees or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck or from their self-employed work (income), which accounts for all monthly deposits made by electronic bank transfer from an employer's account, of a value equal to or greater than €1,500.
- The first direct deposit of your salary/income will begin in the month following the account opening date.
Costs and fees
Learn about the Costs and Fees of the BBVA Domiciliação Ordenado Account.
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On your BBVA Ordenado Domiciliação Account
- €4.50/month package account maintenance fee when you have direct deposit of your salary/income greater than €1,500.00. A stamp duty is also applied to this fee.
On your cards- Issuance of a BBVA Agora Debit Card, with no Debit Card activation fee for the first year.
- Issuance of a BBVA Antes Pre-paid Debit Card, with no Debit Card activation fee.
- When you use your debit card with MB Way to send money or make payments you'll pay no fees.
- Issuance of one of our BBVA Credit Cards, Depois Classic (14.5% APR) or Depois Gold (14.5% APR), with no credit card activation fee for the first year.
Documents
See the supporting documentation for taking out the BBVA Ordenado Domiciliação Account.
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BBVA Domiciliation Ordained Account Documentation:See also:
Information
(APR of 14.3%)
This account is available to individuals, employees, or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck (the "Salary") or from their self-employed work (the "Income"), of a value equal to or greater than €1,500.
Excluding personal use by business owners and self-employed professionals as support for their professional activity.
Nominal APR of 11.300%, which corresponds to an APR of 14.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, which has €42.39 in interest, plus a €1.71 stamp duty and a €6.36 credit use tax, with no interest charged for amounts less than €0.50.
The amounts shown include taxes to applicable legal fees.
* See the definition of APR (Annual Percentage Rate) and Nominal APR.
BBVA Online Banking
Account closure
To request account closure, you must complete the account closure form.
If you have credit agreements associated with your checking account and wish to have your installments debited at another credit institution (OIC) and/or wish to have the amount owed associated with your card(s) paid at an OIC, you must complete the documents below relating to the Account Debit Authorization (ADC):
These documents must be duly signed by all account holders and completed with the authorization of the procedures to be carried out by the Bank for each of the credit products.
The account closure form should be sent to the email address encerramentoconta.pt@bbva.com. Alternatively, it can be sent via registered mail to BBVA, SA – Branch in Portugal, Attention: Operational Control, located at Av. da Liberdade 222, 4th Floor, 1250-148 Lisbon or delivered in person to a BBVA branch.
