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      BBVA Depois Gold Credit Card (14.5% APR*)

      A prestigious credit card to pay for your purchases.

      BBVA Depois Gold credit card

      A secure and prestigious credit card for your everyday life.

      • Credit limit up to €25,000. 
      • Travel accident insurance up to €200,000.
      • Option to block and unblock features on the card.
      Talk to us
      Request this card

      BBVA Club + advantages

      The BBVA Credit Card gives you access to more than 200 brands with exclusive discounts of up to 50% in a wide selection of categories.

      The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA account linked with the BBVA Credit Card.

      You only have to be active on the Digital Channels.

      Go to the club
      Learn more about the BBVA Club + advantages

      Add your BBVA Credit Card to your digital wallet

      Now you can add your BBVA Credit Card to your Apple or Google Pay digital wallet and make all your payments using your cell phone or smartwatch. All in a safe and practical way.

       

      Understand digital payments

      Advantages

      See the advantages of the BBVA Depois Gold Credit Card.
      • Enjoy advantages when paying for your purchases.

        BBVA Depois Gold credit card

        • Exemption from credit card fee if you use more than €5,000/year. For lesser amounts, the commission is €72.50/year (Stamp Tax included).
        •  Available limit from €7,000 to €25,000 for you to make purchases without worrying about how much money you have in your demand account.
        • Maximum security for all your online purchases, with 3-D Secure technology.
        • Option to block and unblock features on the card.
        • Ease of checking your PIN in your private area at BBVA.pt or on the BBVA mobile app whenever you need it.
        • Free insurance package. Learn about the coverage in detail.
        • It allows you to carry out your transactions at any establishment of the VISA network all around the world and online.
        • Possibility of consulting all operations carried out on our Digital Channels.
        • With contactless technology and produced using recycled materials (99% recycled PVC).

      Flexible payments

      Decide how you want to pay for your purchases with BBVA Depois Gold Credit Card.
      • Make payments on your accounts with total flexibility and security.

        BBVA Depois Gold credit card

        The Credit Card that allows you to:

        • Choose the payment method (partial or total). You can pay 10%, 15%, 30%, 50%, or 100% of the amount on your statement.
        • Pay for your purchases in up to 50 days without interest.
        • Pay in installments for purchases above €50 using the Installments modality, with installments from €10/month, and between 3 and 36 months.

          • The installments are settled on the 5th of each month or on the following business day.
          • You can pay in installments, regardless of the payment modality (total or partial) you choose. The cost associated with paying in installments is less than the APR of your card (14.5% APR).
          • Do it conveniently at any time in your private dashboard on BBVA.pt. 

      Insurance

      Protection of your BBVA Depois Gold Credit Card.
      • Free insurance package

        BBVA Depois Gold Credit Card coverages

      COVERAGE CAPITAL TRANSACTION LIMIT PURPOSE
      COVERAGE
      Death by accident, absolute permanent disability by accident, or permanent disability by accident
      CAPITAL
      €200,000
      TRANSACTION LIMIT
      In accordance with specific conditions
      PURPOSE
      In accordance with specific conditions
      COVERAGE
      Expenses justified by the hijacking of the means of transport
      CAPITAL
      €6,000
      TRANSACTION LIMIT
       
      PURPOSE
       
      COVERAGE
      Refund on purchases
      CAPITAL
      €6,000
      TRANSACTION LIMIT
       
      PURPOSE
       
      COVERAGE
      ATM theft
      CAPITAL
      €800
      TRANSACTION LIMIT
      €100
      PURPOSE
      €30
      COVERAGE
      Travel assistance
      CAPITAL
      Included
      TRANSACTION LIMIT
      In accordance with specific conditions
      PURPOSE
      In accordance with specific conditions
      Take an in-depth look at insurance coverage of the BBVA Depois Gold card.

      Documents

      See the documentation related to the BBVA Gold Depois Credit Card here.
      • List of documents of the BBVA Depois Gold Credit Card
        • General Terms and Conditions
        • See the Standardized Information Sheet of the BBVA Depois Gold Card

      Information

      14.5% APR

      Use credit responsibly and within the limits of your financial capacity.

      BBVA Depois Credit Card – APR of 14.5% and Nominal APR of 11.70% for a €7,000 credit paid in 12 months, including the credit card activation fee of €72.50/year (stamp duty included) and other legal taxes in force. 

      * See the definition of APR (Annual Percentage Rate) and Nominal APR.

      BBVA Net and Cards Helpline

      In the event of loss/theft of your Card, contact us via the BBVA Net e Cartões Helpline 800 208 208 free of charge (+351 213 911 411 from abroad - national landline call), 24 hours a day, 7 days a week, or speak with your account manager.
      More info

      Do you need more information?

      Yes, to apply for the BBVA Depois Gold card, you must have a demand account.

      The credit card activation fee is €72.50 (stamp duty included). However, you may be exempt from paying this fee if you spent at least €5,000 in the previous twelve months. 

      Fees may apply for:

      • Cash advance on credit;
      • Payments at gas stations;
      • Payments in currency other than Euro.

      See the BBVA price list for details on these fees (chapter: 3.4. Card Operations).

      Yes, you can do it on BBVA.pt. If the operation is carried out up to 48 working hours before the statement is closed, the change is applied to the statement. Otherwise, it takes effect on the following month's statement.

      On the BBVA Mobile app or BBVA.pt, you can consult the card's transactions and learn what the amount will be settled in the statement. You also have access to the detailed card statement using the same channels.

      The payment of the statement amount is always made 20 days after its closing (or on the next business day), and you can choose one of the four available dates that best suits you, i.e. 22, 29, 7 or 15.

      BBVA Online Banking

      Everything you need most, without having to go to the bank.
      Discover all the features and tools of the BBVA digital channels and services available on your computer and smartphone.
      More info

      Contact us

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