3-D Secure for BBVA Credit Cards

Your online purchases are even safer.

Even safer purchases

  • Maximum security in all online transactions.
  • Use it in participating stores around the world,
  • Minimize the risk of fraud when making purchases with your cards.

What is 3-D Secure?

Security protocol for Credit Card purchases
This protocol provides increased security in online purchases made at stores that are verified by “VISA Secure”, confirming that payments for the online purchase have been made solely and exclusively by the credit card holder.

And how does it work?

With an SMS key

When paying for your online purchase, you will need to introduce two authentication factors in order to ensure greater security and avoid potential fraud.

Also, a different code will be sent by text message for each purchase.

And how do you know if your BBVA credit card has 3-D Secure?

You just need to authenticate your cell phone

All BBVA credit cards have this feature activated, so you just need to make sure that your cell phone is registered with BBVA.

If you do not know if you have done so, talk to your adviser.

Information

14.5% APR

Use credit responsibly and within the limits of your financial capacity.

BBVA Depois Classic CardAPR of 14.5% and Nominal APR of 12.50% for a €3,000 credit paid in 12 months, including the credit card activation fee of €20/year (stamp duty included) and other legal taxes in force.   

BBVA Depois Gold CardAPR of 14.5% and Nominal APR of 11.70% for a 7,000 euro credit paid in 12 months, including the credit card activation fee of 72.50 euros/year (stamp duty included) and other legal taxes in force. 

BBVA Private Card - APR of 14.5% and Nominal APR of 12.68% for a 15,000 euro credit paid in 12 months, including the credit card activation fee of 90 euros/year (stamp duty included) and other legal taxes in force.

See the definition of APR (Annual Percentage Rate) and Nominal APR.