BBVA Retirement Solutions

Our Funds
reached the top

We work to improve financial solutions for our clients on a daily basis and the results are clear to see, with two awards that we want to share with you.


Our award-winning funds

These prizes are the sole responsibility of the organizations that awarded them.
  • BBVA Estratégia Investimento PPR

    Best "Open Pension Fund with Risk 4" in the Jornal de Negócios / APFIPP Best Funds Awards - 2024

    A Retirement Savings Pension Fund that aims to increase capital through an active approach to investments in global stock markets with high liquidity, focused on diversification and risk control. 

    Learn more at apfipp.pt.

  • M3 Investimento PPR

    Best "PPR Fund with Risk 5" in the Jornal de Negócios / APFIPP Best Funds Awards - 2024

    One of the PPR Funds that is part of the BBVA Multi3stretégia Portfolios, a personalized service of joint marketing of three BBVA PPR Funds based on the investor's profile.

    Learn more at apfipp.pt.

Did you know that you can navigate between the different BBVA Retirement Solutions without any costs or tax impacts?

Our life plans are always changing and so can your BBVA Retirement Plan. 

Discover our complete offer

You may also be interested in

  • Plan for your retirement

    A BBVA initiative through the BBVA Pension Institute
    Information, analysis, and perspectives on pension systems adjusted to the profile of each person, with the aim of contributing to the knowledge of citizens.
  • Comparative table

    Differences between Reforma Poupança savings plans and Open Pension Funds
    Both scenarios offer tax advantages, and the difference essentially lies in terms of money provision and repayment.

Legal Notice

This communication is of an advertising nature and is issued by BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A. (BBVA Mediación). BBVA Mediación, a company incorporated under Spanish law, with its registered office at Calle Azul, number 4, 28050 Madrid, and a representative office in Portugal at Avenida da Liberdade, number 222, Lisbon, tax registration number 980 638 364, registered with the Insurance and Pension Funds Supervisory Authority (ASF) under code OV-0060, as can be verified on its website, is the entity responsible for marketing individual subscriptions to BBVA’s Open-Ended Pension Funds, including Retirement Savings Plans (PPR), using for this purpose the distribution network of Banco Bilbao Vizcaya Argentaria S.A., Portuguese Branch. 

The management entity for the Open-Ended Pension Funds is BBVA Fundos – Sociedade Gestora de Fundos de Pensões, S.A., with its registered office at Avenida da Liberdade, number 222, in Lisbon, with the single registration and company number 502802014 at the Lisbon Commercial Registry, authorised for this purpose and subject to the supervision of the ASF, where it is registered under code 3816, as can be verified on its website. 

The Information Documents (ID) and Management Regulations are available at any BBVA branch, at www.bbvaassetmanagement.com/pt, www.bbva.pt and www.asf.com.pt.

This information does not constitute the provision of any advice, nor does it represent a recommendation for the purposes of the applicable legal framework. It also does not constitute legal, tax, or any other type of advice regarding any specific product and does not replace the consultation of the legally required pre-contractual and contractual information.

The value of the units held varies in line with changes in the value of the assets comprising the net assets of Open-Ended Pension Funds, including PPRs, and there is no guarantee of capital or income. The reimbursement of PPRs is subject to the legally established conditions and can be made at any time, under the contractually established terms, with the tax consequences provided for in the Tax Benefits Statute. Open pension funds do not allow repayment at any time, but only under the conditions laid down by law.

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