Equipment Leasing

We invest in the future of your company by keeping a close eye on your business

See the preferential financing conditions we have prepared alongside BBVA Consumer Finance so that you can invest in new equipment and vehicles for your company.

Initial payment from 0%.
For the purchase of all types of equipment.
Considered as an expense for corporate tax purposes.

Equipment Leasing

Take an in-depth look at Equipment Leasing.

We keep a close eye on your business, so we invest in your company's success.

Equipment Leasing
For the acquisition of all types of equipment:
Light and heavy passenger vehicles or transport vehicles;

Industrial equipment;

Computer equipment;

New energy equipment;

etc.
Even more benefits
For private use or for leasing (sublease).

For the leaseholder, expenses include, for corporate tax (IRC) purposes, the value of the interests included in the revenue as well as the fiscal depreciation (within the legal limits) of the goods acquired under a leasing agreement.

The leaseholder can buy the good at the end of the contract for a predetermined price (residual value);

Depending on the sector's technological renewal index, the leasing allows the holder to carry out and manage investments with a minimum decapitalization of the company.

Requirements

See how you can take advantage of Equipment Leasing.

Recipients

Legal entities whose goal is the acquisition of all types of equipment (specifically, light and heavy vehicles of passengers or goods, industrial equipment, IT materials, medical equipment, civil building equipment, renewable energy equipment, etc.) for private use or for leasing (sublease).
Analysis of the operation
In order to be able to approve the Leasing operation, the Customer must send all the financial information of the company and of the equipment/automobile for analysis of the operation and its creditworthiness.

Additional guarantees may be requested for the approval of operations.
Demand Account
The company must have a Demand Deposit Account open at BBVA.

The demand account must have up-to-date details of the Representatives, Beneficiaries, and the Company in order to determine the product limit.

The cost of the Lease will be debited from the demand account opened with BBVA.
BBVA Net Cash
To see the transactions in your account, you must have taken out BBVA Net Cash.

Terms and Conditions

See the inherent costs of Equipment Leasing.

Terms and Conditions
Maximum term of 84 months

Spread from 1.50%

Initial payment of 0%

Residual value up to 25%

The customer must take our an insurance policy for the equipment (MAPFRE Bens em Leasing Insurance) to cover the associated risks

Furthermore, you can rest assured that BBVA works with the best partners so you don't have to worry about a thing.

With BBVA Consumer Finance, you have the backing of a partner with more than 15 years of specialized credit experience.