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    Medium and Long Term Loans

    Together we plan the future of your company.

    We finance your company

    Stable financing, with a term of 15 years, that allows you to safely plan your future capital flow.
    • Negotiable preferential financial conditions.
    • Adaptable to the needs of use.
    • Possibility of a grace period.

    Medium and Long Term Loans

    Take a detailed look at the characteristics of Medium and Long Term Loans.
    • Negotiable and adaptable in accordance with your company's needs.

      Medium and Long Term Loans

      Features:

      • A maximum term of 15 years.
      • Possibility of a grace period and phased or single payment refunding.
      • Up to 100% of the requested value.

      Advantages:

      • Stable financing that allows to safely plan capital flow.
      • Aimed at improving strategic or structural needs.
      • Customized according to usage needs and availability of reimbursements.
      • In times of market instability, it allows the association with derivatives for interest rate risk coverage.
      • Preferential financial conditions when the negotiation takes place in a context of multipurpose commitment and an agreement for transactional commitments.

    Requirements

    See how to take out Medium and Long Term Loans.

    • Medium and Long Term Loans

      Recipients
      • New companies that need support with external capital.
      • Companies with investment projects.
      • Customers with a significant fixed capital in the financial structure.
      • Activities in great need of working capital.
      • Customers who need a break-even point.
      Analysis of the operation
      • In order to be able to approve the Loan operation, the Customer must send all the financial information of the company and of the investment (where applicable) for analysis of the operation and its creditworthiness.
      • The purpose of the operation must be clearly stated.
      • Additional guarantees may be requested for the approval of operations.
      Demand Account
      • The company must have a Demand Deposit Account open with BBVA.
      • The demand account must have up-to-date details of the Representatives, Beneficiaries, and the Company in order to determine the product limit.
      BBVA Net Cash
      • To see the transactions in your account, you must have taken out BBVA Net Cash.

    Costs

    Learn about the inherent costs of Medium and Long Term Loans.
    • Fees*
      • Arrangement
      • Management
      • Repayment

       

      * Fees set out in item 10.3 of the BBVA Price List
    • Interest rate
      Fixed or variable rate, using the reference rate as the index (e.g. 12-month Euribor) and a spread negotiated with the Customer.

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