Go to main content
bbva portugal
  • Individuals
  • Business
  • Log in to BBVA Net Cash Log in to BBVA Net Cash Log in to BBVA Net Cash
  • Menu Close
Click enter
Suggestions

    Products

    Home
    • Business Account
    • Payments and collections
      Payments and collections
      Point of sale terminals MB WAY
    • Financing
      Financing
      Short term
      • Short Term Loans
      • BBVA Reverse Factoring
      • Caucionada Current Account
      • Authorized overdraft limit
      • Treasury Loans
      Medium and long term
      • Medium and Long Term Loans
      • Equipment Leasing
      • Mortgage Credit
      Sustainable Financing Autorenting
    • International trade
      International trade
      Import financing | BBVA Portugal Export financing | BBVA Portugal Forfaiting Payments and collections Documentary remittances Bank guarantees Letters of credit
    • Cards
    • Insurance
    Digital services
    • Português
    • Español
    • English
    Individuals Companies
    • Home
    • Business Account
    • Payments and collections
      Payments and collections
      Point of sale terminals MB WAY
    • Financing
      Financing
      Short term
      • Short Term Loans
      • BBVA Reverse Factoring
      • Caucionada Current Account
      • Authorized overdraft limit
      • Treasury Loans
      Medium and long term
      • Medium and Long Term Loans
      • Equipment Leasing
      • Mortgage Credit
      Sustainable Financing Autorenting
    • International trade
      International trade
      Import financing | BBVA Portugal Export financing | BBVA Portugal Forfaiting Payments and collections Documentary remittances Bank guarantees Letters of credit
    • Cards
    • Insurance
    Click enter
    Suggestions

      Opportunities

      • International coordination

        We want to help your company grow and be part of its international expansion.

      • MB Way for Businesses

        Collecting from your customers is even easier, faster, and more secure.

      • E-commerce Solutions

        Online payment solutions to increase your store's sales.

      BBVA Net Cash app
      Your company's financial management wherever you are. Check transactions, enter and sign transfers, configure alerts, and much more.
      More info
      Digital services
      Log in to BBVA Net Cash Log in to BBVA Net Cash Log in to BBVA Net Cash
      • Português
      • Español
      • English
      ADVERTISEMENT
      MM/DD/YYYY

      Short Term Loans

      We finance your company.

      To address specific needs.

      • Specific purpose
      • A maximum term of 1 year.
      • Flexible settlement conditions.
      Talk to us

      Short Term Loans

      Discover the characteristics of Short Term Loans.
      • Advantages
        • Preferential financial conditions when the negotiation takes place in a context of multipurpose commitment and an agreement for transactional commitments.
        • It aims to fill specific needs for the company's working capital or investments.
        • Customized according to the needs of use and availability of repayments in view of the revenue or seasonality of the company's billing.
        Terms
        • A maximum term of 1 year.
        • Option of a grace period and phased repayment or a single payment.

         

      Requirements

      Learn more about the requirements of Short Term Loans.
      • Operation Analysis
        • In order to be able to approve the Loan operation, the Customer must send all the financial information of the company and of the investment (where applicable) for analysis of the operation and its creditworthiness.
        • The purpose of the operation must be clearly stated.
        • Additional guarantees may be requested for the approval of operations.

         

        Demand Account
        • The company must have a demand account open at BBVA.
        • The demand account must have up-to-date details of the Representatives, Beneficiaries, and the Company in order to determine the product limit.
        BBVA net cash
        • To see the transactions in your account, you must have taken out BBVA Net Cash.
        Recipients

        Customers with specific short-term financial needs:

        • Production campaigns or orders.
        • Gaps in monetary outflows and inflows, whether seasonal or recurring.
        • Activities with significant current assets.

      Costs

      Learn about the inherent costs of Short Term Loans.
      • Fees
        • Opening fee
        • Management fee
        • Repayment fee
      • Rate
        The rate associated with this product may be fixed or variable, using the reference rate as the index (e.g. 3-month Euribor) and a spread negotiated with the Customer.

      *defined in item 10.3 and of the Price List

      Contact Us Companies

      BBVA Helpline

      Your bank always on hand

      707 256 256

      +351 21 391 14 16
      from abroad

      All there is to know about the BBVA Helpline

      Support for Businesses

      Contact us by email

      empresas.pt@bbva.com

      Your question will be promptly answered or forwarded.

      Contact us via email

      BBVA Responde

      Through the form

      BBVA Responde will answer you

      For those who prefer not to send an email.

      Fill the form

      Branch network

      Visit us in person

      BBVA Branches

      Find out where to find a BBVA Agency near you.

      BBVA Branch Network
      Offer valid for the current month
      1. Financing
      2. Short term
      3. Short Term Loans

      Footer

      • CUSTOMERS

        • Why Business Banking?
        • Online Banking
        • Payments and charges
        • Financing
        • International trade
        • Cards
        • Insurance
      • Customer information

        • About us
        • Information on non-compliance
        • Dispute Settlement
        • Quality and Complaints
        • MiFID
        • Shareholder Engagement
        • BBVA Portugal Price List
      • OTHER BBVA WEBSITES

        • BBVA Careers
        • BBVA Newsroom
        • BBVA Research
        • My pension
        • BBVA Asset Management
        • Portfolios
      • Need help?

        Already familiar? 
        Security Recommendations

        In case of emergency
        related to cards
        use the BBVA Net e Cartões Helpline.

        Network of BBVA Branches.

        Corporate Customer Support
      BBVA Portugal Logo
      Legal information
      Secure connection
      Cookies
      Privacy Policy
      Payment services
      Complaints Register
      BBVA Portugal Price List
      • Português
      • Español
      • English

      © 2021 Banco Bilbao Vizcaya Argentaria S.A. - Portugal Branch

      Creating Opportunities