Short Term Loans

• Preferential financial conditions when the negotiation takes place in a context of multipurpose commitment and an agreement for transactional commitments.
  
• It aims to fill specific needs for the company's working capital or investments.
• Customized according to the needs of use and availability of repayments in view of the revenue or seasonality of the company's billing.

• A maximum term of 1 year.
• Option of a grace period and phased repayment or a single payment.

• In order to be able to approve the Loan operation, the Customer must send all the financial information of the company and of the investment (where applicable) for analysis of the operation and its creditworthiness.
• The purpose of the operation must be clearly stated.
• Additional guarantees may be requested for the approval of operations.

• The company must have a demand account open at BBVA.
• The demand account must have up-to-date details of the Representatives, Beneficiaries, and the Company in order to determine the product limit.

• To see the transactions in your account, you must have taken out BBVA Net Cash.

Customers with specific short-term financial needs:

• Production campaigns or orders.
• Gaps in monetary outflows and inflows, whether seasonal or recurring.
• Activities with significant current assets.

• Opening fee
  
• Management fee
• Repayment fee