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      Point of sale terminals MB WAY
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      • Caucionada Current Account
      • Authorized overdraft limit
      • Treasury Loans
      Medium and long term
      • Medium and Long Term Loans
      • Equipment Leasing
      • Mortgage Credit
      Sustainable Financing Autorenting
    • International trade
      International trade
      Import financing | BBVA Portugal Export financing | BBVA Portugal Forfaiting Payments and collections Documentary remittances Bank guarantees Letters of credit
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      Opportunities

      • International coordination

        We want to help your company grow and be part of its international expansion.

      • MB Way for Businesses

        Collecting from your customers is even easier, faster, and more secure.

      • E-commerce Solutions

        Online payment solutions to increase your store's sales.

      BBVA Net Cash app
      Your company's financial management wherever you are. Check transactions, enter and sign transfers, configure alerts, and much more.
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      Empresa Demand Deposit Account

      An account full of benefits for the day-to-day management of your company.

      The ideal solution for managing your company's day-to-day business

      The BBVA Demand Deposit Account for companies can be opened in Euros or a foreign currency and allows you to access different solutions to support the progress of your projects. 
      • Through BBVA Digital Channels for companies you can manage and monitor your accounts, wherever you are.  
      • With BBVA cash-pooling solutions you will also optimize your cash flow by centralizing all balances in a single demand deposit account.
      Talk to us

      Simplify your company's day-to-day

      Use BBVA Net Cash, our online banking for companies

      • Consult the balance and transactions of your company's current accounts
      • Make or schedule your payments and transfers 
      • Configure the alerts you want to receive on your cell phone/email
      • Other day-to-day operations

      Become a BBVA customer

      Discover all the advantages that BBVA has for you

      • At BBVA we want to help your company go further with the best financing solutions.
      • We invest in digital innovation and work to make your life a little easier.
      • We work transparently, clearly, and responsibly with a focus on your success.

      Requirements

      See how to open the Empresa Demand Deposit Account.
      • Documentation needed to open the Empresa Demand Deposit Account

        Empresa Demand Deposit Account

        • Deed of incorporation or amendment of the company or its publication in the Official Gazette. 
        • The documentation required to open an account must be original or a faithful copy of it. Faithful copies are copies authenticated by a notary, lawyer, or any BBVA Branch. 
        • Minimum deposit of €750.00 (seven hundred and fifty euros).

      Costs

      See the inherent costs of the Empresa Demand Deposit Account.
      • Account Maintenance Fee
        • Customer Network of Commercial Banking Branches*
          Fixed annual amount of EUR 240.00 (two hundred and forty euros) will be due, charged monthly at EUR 20.00 (twenty euros), as well as the respective Stamp Tax at the rate of 4%. 
        • Customer Network of Corporate and Business Banking or Network of Global Customers*
          Fixed annual amount of EUR 300.00 (three hundred euros) will be due, charged monthly at EUR 25.00 (twenty-five euros), as well as the respective Stamp Tax at the rate of 4%. 
        Credit Overrunning
        • Credit overrunning must be accepted by the Bank. In case of acceptance, the rate to be applied will be 29% (APR), with quarterly payment of interest. Interest won't be charged on amounts that are less than €0.50 (fifty cents).
        • 2% commission (with a minimum of 25 euros) on the largest monthly debt balance.
        • Applicable Stamp Duty:
          • i) at the rate of 0.04% on the monthly average obtained from the sum of outstanding balances calculated daily, throughout the month, divided by 30;
          • ii) at the rate of 4% on the value of interest and commissions.

      Documents

      See all the documentation concerning the BBVA Empresa Demand Account.
      • List of documents concerning the Empresa Demand Deposit Account:
        • Standardized Information Sheet for Empresa Demand Account EUR
        • Standardized Information Sheet for the BBVA Empresas em Moeda Demand Account
        • Documents required to open the account
        • Depositor Information Form
      *Customer Network

      The Bank reserves the right to allocate Customer Management to one of the Networks, subject to compliance with the applicable legal and prudential requirements.

      BBVA Express

      Don't worry about coming to the bank, we go to your company.

      Sign up for BBVA Express and simplify the day-to-day of your company. It is a direct channel with the bank that facilitates your day-to-day and ensures the effective management of your company.
      More info

      Account switching service

      To change the address of your payment account for BBVA.

      Ask BBVA, on an individual basis, which tasks you wish to fall under the account change service and the date they are to be performed.
      More info

      Contact Us Companies

      BBVA Helpline

      Your bank always on hand

      707 256 256

      +351 21 391 14 16
      from abroad

      All there is to know about the BBVA Helpline

      Support for Businesses

      Contact us by email

      empresas.pt@bbva.com

      Your question will be promptly answered or forwarded.

      Contact us via email

      BBVA Responde

      Through the form

      BBVA Responde will answer you

      For those who prefer not to send an email.

      Fill the form

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      BBVA Branches

      Find out where to find a BBVA Agency near you.

      BBVA Branch Network
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      1. Business Account
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