If your company receives payments from its overseas commercial partners by cheque, BBVA can help you to charge it. By negotiating international cheques, BBVA credits the value of this receipt method in advance and collects the respective amounts upon expiry. If you decide to only charge the cheque on its expiry date, BBVA will credit your company's account with the amount charged abroad, with a deferred value date, which varies according to the conditions contracted with the currency/country correspondent.