Decree-Law No. 158/2002 of 02/07
Find out about the rules for reimbursing retirement savings plans (PPR) under Article 4(g) of the Legal Framework for Retirement Savings Plans and how to go about reimbursing PPRs under this rule.
Recognised with the "RIGHT CHOICE" seal by Deco Proteste in PPR funds with 50% or more in shares.
Learn more about this fund
This award is the sole responsibility of the entity that awarded it. Learn more at decoproteste.pt/selos.
The "BBVA Estratégia Investimento PPR" Fund and the "M3 Investimento PPR" Fund are managed by the management company BBVA Fundos - Sociedade Gestora de Fundos de Pensões, S.A., authorized for this purpose and subject to supervision by the Insurance and Pension Funds Supervisory Authority (ASF). The enquiry does not dispense with the legally required pre-contractual and contractual information.
This disclosure is of an advertising nature and is made by BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A., registered with the ASF under code OV-0060, as can be verified on the ASF site, the entity responsible for marketing individual subscriptions to BBVA Pension Funds, as an intermediary for open pension funds, using for this purpose the distribution network of Banco Bilbao Vizcaya Argentaria, S.A. - Portuguese Branch.
It does not imply the provision of any advice, nor does it constitute a legal, tax or other recommendation or advice.
BBVA Poupança Reforma Plans
BBVA Open pension funds
BBVA Multi3stratégia Portfolios
Risk profile 2/7
A Retirement Savings Pension Fund that seeks to protect assets through an active approach to investments in global bond markets with high liquidity, focused on diversification and risk control.
*No new subscriptions are allowed.
Risk profile 4/7
Risk profile 5/7
Risk profile 2/7
A Retirement Savings Pension Fund that invests in different highly liquid assets on the Eurozone bond market to generate returns in-line with the interest rates of the assets it invests in until the strategy matures on October 31, 2030.
*No new subscriptions are allowed.
Risk profile 2/7
A Retirement Savings Pension Fund that invests in different highly liquid assets on the Eurozone bond market to generate returns in-line with the interest rates of the assets it invests in until the strategy matures on 30 November 2027.
*No new subscriptions are allowed.
Risk profile 4/7
The Fund uses Socially Responsible Investment (SRI) valuation criteria and aims for medium- to long-term capital growth. Through a flexible investment approach focused on diversification and risk control, it invests between 30% and 50% of its portfolio in global equity markets.
Active and flexible management solutionsthat allow you to generate increasing long-term savings and that will give you the comfort you need for retirement.
Every month, little by little, supplement your retirement starting at €25/month.
This disclosure is of an advertising nature and is made by BBVA Mediación, Operador de Banca-Seguros Vinculado, SA (BBVA Mediación). BBVA Mediación, a company under Spanish law, with its registered office at Calle Azul, number 4, 28050 Madrid and representation in Portugal at Avenida da Liberdade, number 222 in Lisbon, tax identification number 980 638 364, registered with the Insurance and Pension Funds Supervisory Authority (ASF) under code OV-0060, as can be verified on its website, is the entity responsible for marketing individual memberships to BBVA Open Pension Funds, including Retirement Savings Plans (PPR), using the distribution network of Banco Bilbao Vizcaya Argentaria SA - Branch in Portugal for this purpose.
The managing entity of the Open Pension Funds is BBVA Fundos – Sociedade Gestora de Fundos de Pensões, SA, with registered office at Avenida da Liberdade, number 222, in Lisbon, with the unique registration and corporate tax number at the Lisbon Commercial Registry 502 802 014, with a share capital of €1,000,000, authorized for this purpose and subject to the supervision of the ASF, where it is registered under code 3816, as can be verified on its website.
The Information Documents (ID) and Management Regulations are available at any BBVA branch, at https://www.bbvaassetmanagement.com/pt/, www.bbva.pt and www.asf.com.pt.
This information does not constitute the provision of any advice, nor does it represent a recommendation for the purposes of the applicable legal framework. It also does not constitute legal, tax, or any other type of advice regarding any specific product and does not replace the consultation of the legally required pre-contractual and contractual information.
The value of the units held varies according to the evolution of the value of the assets that constitute the assets of the Open Pension Funds, including PPRs (Personal Retirement Plans), and there is no guarantee of capital or income. The reimbursement of PPRs is subject to the legally established conditions and can be made at any time, under the contractually established terms, with the tax consequences provided for in the Tax Benefits Statute. Open pension funds do not allow repayment at any time, but only under the conditions laid down by law.
